Income Protection

To widen access to income protection

Fracture cover now available as an add-on

“We believe it should be up to the customer to determine what is fair value”

Including mortgages and protection broker

'Consumers becoming ever more cost conscious'

National Friendly research shows

Product flexibility, accessibility and supporting advisers

Distribution, technology and underwriting

Provider service quality, claims timescales and Consumer Duty

"Despite my optimism, I am very mindful of the continuing challenges"