Nearly one third (29%) of UK adults were not confident that their household could cope should they face a financial shock, rising from 23% in 2025, The Exeter has found.
According to the provider's Consumer Health and Finance Tracker, which surveyed 2,000 UK consumers, 19% felt ‘very confident' in their family's financial resilience, decreasing from 22% in 2025. Around 15% said that day-to-day living costs would be the hardest for their family to manage if the worst happened. Financial confidence declined amongst all age groups in 2026. For UK workers aged between 25-34, 67% were confident they could cope with a financial shock, which is down from 75% in 2025. The sandwich generation - those aged 45-54 - were hit the hardest as 11% said they felt '...
To continue reading this article...
Join COVER for free
- Unlimited access to real-time news, key trend analysis and industry insights.
- Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
- Receive breaking news stories straight to your inbox in the daily newsletter.
- Members only access to monthly programme 'The COVER Review'
- Be the first to hear about our CPD accredited events and awards programmes.





