Insurers 'must find alternative ways' to underwrite applicants

Earlier today Aviva announced that it is no longer requesting medical evidence for protection applications to help ease the strain on the NHS during COVID-19. As a result, cover will not be offered to those requiring a GP report at underwriting stage. Alan Knowles, chair of the Protection Distribution Group (PDG), agreed that it is absolutely necessary to remove additional pressure on the health service at this time, however added that insurers need to look at alternative ways to underwrite clients. "The problem is that advisers have been saying that this would come and that insurers ...