Insurers are overestimating risk posed by poor mental health disclosure, says Christine Husbands
Insurers would do well to link up with clinically trained mental health practitioners to avoid overstating the underwriting risk posed by mental health conditions, RedArc's Christine Husbands has said. The managing director of the nurse support service argued that current underwriting practices are leading to individuals facing needless exclusions and higher premiums, or being denied protection altogether. Her comments follow recent research from Protection Review which suggested that the industry...
'These products sell themselves once they are explained the right way'
HSBC Life study reveals
'What about commission?'
How it is done and why it is so important