LV= enhances IP product for medics

clock

LV= has added benefits to its income protection (IP) offering for medics so they have a relevant level of cover.

The enhancements, available to surgeons and doctors, include an NHS sick pay guarantee, an increased benefit guarantee of £3,000, sabbatical cover, and a guaranteed insurability option.

LV= head of protection, Mark Jones, said: "We appreciate the nature of certain jobs means that salary, position and place of work can quickly change, which makes it difficult to keep cover relevant.

"People have a right to get the cover they pay for, and these enhancements for doctors and surgeons make this not only a market-leading product for people in these professions, but further safeguards their income and ensures cover keeps pace with their changing needs."

Doctors and surgeons can also be covered on an own occupation basis.

Different rating categories will apply based on age and discipline.

For LV='s adviser guide on the changes to its IP benefits click here.

More on Employee Benefits

Employer mental health concerns highest for Baby Boomers

Employer mental health concerns highest for Baby Boomers

Everywhen research findings

Jaskeet Briah
clock 17 March 2026 • 2 min read
Broadstone appoints senior consultant for employee benefits

Broadstone appoints senior consultant for employee benefits

Supporting employee health and financial wellbeing

Jaskeet Briah
clock 16 March 2026 • 1 min read
EAPA publishes results of Health Assured investigation

EAPA publishes results of Health Assured investigation

Aspects of actions not meeting ethical standards

Cameron Roberts
clock 13 March 2026 • 2 min read

Highlights

COVER Survey: Advisers damning of protection insurer service levels

COVER Survey: Advisers damning of protection insurer service levels

"It takes longer than ever to get underwriting terms"

John Brazier
clock 12 October 2023 • 5 min read
Online reviews trump price for young people selecting life and health cover

Online reviews trump price for young people selecting life and health cover

According to latest ReMark report

John Brazier
clock 11 October 2023 • 2 min read
ABI members with staff neurodiversity policy nearly doubles

ABI members with staff neurodiversity policy nearly doubles

Women within executive teams have grown to 32%

Jaskeet Briah
clock 10 October 2023 • 3 min read