2025 in review: Insurers report on progress

Products, regulation and employee health

Cameron Roberts
clock • 6 min read

Cameron Roberts, editor, COVER, talks to protection and health insurance experts regarding how 2025 changed the market and what we might expect from providers in 2026.

2025 has been dominated by regulation, changing customer demands and a renewed focus on the group market, specifically employee health, according to insurance leaders. Regulation The Financial Conduct Authority (FCA) launched its Pure Protection Market late last year, focusing on five policy-types, with commission, customer value and rebroking at the forefront of the regulator's concerns. According to Jamie Page, head of protection distribution, The Exeter, the study has "shaped much of the conversation this year," with value being central to many conversations regarding products an...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Insurer

Zurich pays out £392m across individual protection claims in 2025

Zurich pays out £392m across individual protection claims in 2025

97.4% of claims paid

Jaskeet Briah
clock 05 June 2026 • 2 min read
Aviva expands ChatGPT app to life insurance quotes

Aviva expands ChatGPT app to life insurance quotes

Application completed on Aviva’s website

Jaskeet Briah
clock 02 June 2026 • 1 min read
Scottish Widows pays out £219m in 2025

Scottish Widows pays out £219m in 2025

Nearly 11,000 claimants

Cameron Roberts
clock 26 May 2026 • 2 min read