FCA responds to Which? super complaint

Expansion of insurance work in 2026

Cameron Roberts
clock • 2 min read

The Financial Conduct Authority (FCA) has published its response to a Which? super complaint focused on improving standards in home and travel insurance.

The complaint, submitted in September 2025, highlighted poor consumer outcomes in the markets and prompted the regulator to expand its work in improving customer understanding and claims experience. The regulator pledged to review firms' customer service and delivery to improve claims handling as well as oversee third party-handling of claims. It also said it would aim to improve consumer understanding of what their insurance policy covers, in response to consumer sentiment showing three in 10 of those insured think there is not enough information to judge the quality of different pol...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Regulation

FCA Market Study: PDG 'expected different conclusion' on loaded premiums

FCA Market Study: PDG 'expected different conclusion' on loaded premiums

“We’d like to see greater transparency"

Jaskeet Briah
clock 12 February 2026 • 3 min read
PMI sees highest new complaints for protection: FOS

PMI sees highest new complaints for protection: FOS

Q3 2025/26

Jaskeet Briah
clock 05 February 2026 • 2 min read
The perils of misreading the regulator

The perils of misreading the regulator

Loaded premiums and MS24/1

Tony Müdd
clock 03 February 2026 • 4 min read