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  COVER Protection & Health Summit
  
  In light of the challenges we face as an industry, this year our flagship conference will be presented as a fully interactive virtual event across two days on 10 and 11 November. Split into three parts this year - Protection, Health and Workplace – a combination of partner presentations, live panel debates and audience-led Q&As will explore the most topical areas affecting our industry today.Welcome to the future! It’s a brave new world for our industry, but COVER is there to help ensure you are ready for it.
  
  Date: 10 Nov 2020
  
  Virtual Conference,
  
  COVER Excellence Awards
  
  The COVER Excellence Awards celebrate the leading firms and intermediaries within the protection, life and health insurance space. Spanning advice firms and providers across 27 different categories this year, there are three new awards for 2020. The Best Business Protection award will shine a light on the most outstanding cover options for shareholders and key personnel, while Best Protection Platform is open to both insurers and third party administrators. Plus, the COVER Proud to Protect award, in association with Aviva, will celebrate the achievements of an adviser who has gone above and beyond for a client.
  
  Date: 10 Nov 2020
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Industry Voice

Industry reaction: Protection exempt from mortgage loan means-testing - DWP

"Much-needed certainty and confidence to advisers and to borrowers," Ron Wheatcroft, technical manager, Swiss Re.

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Providers supplying mortgage protection solutions alongside State benefits should 'keep it simple'

The Department for Work & Pensions (DWP) has confirmed that income from mortgage protection pay-outs would be excluded from means-testing for State benefits, following a request for clarification by the Building Resilient Households Group. This means that holders of a Support for Mortgage Interest Loan (SMIL) will not have their income from insurance policies assessed against their State benefits. The news was warmly welcomed across the industry, with Tom Baigrie, CEO of Lifesearch, calling...

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