Guardian: 'Simpler, broader definitions' for CIC and terminal illness

Adam Saville
clock • 3 min read

Gryphon Group Holdings targets protection disruption by removing exclusions for critical Illness and terminal illness

In January we announced that Gryphon Group Holdings planned to mount a challenge for UK protection business as Guardian, and today the first details of its offering have emerged. Hinged on the ethos of ‘life made better' for customers and advisers, Guardian has announced ‘simple, broader definitions with no general exclusions' for critical illness cover and teminal illness benefit within life cover. Critical illness For CIC, there are some key changes to the most common definitions. For stroke, rather than evidence in the form of a scan, if symptoms have lasted more than 24 hour...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Insurer

Scottish Widows launches beneficiary nomination

Scottish Widows launches beneficiary nomination

Addition to life policies

Cameron Roberts
clock 17 February 2026 • 1 min read
National Friendly gross APE up 40% in 2025

National Friendly gross APE up 40% in 2025

Income protection APE up 340%

Jaskeet Briah
clock 17 February 2026 • 2 min read
L&G simplifies life and CI policy documents

L&G simplifies life and CI policy documents

Retail protection updates

Cameron Roberts
clock 13 February 2026 • 1 min read