People with HIV who took out life insurance between 2009 and 2013 should review their policy, Unusual Risks has urged.
The adviser firm's annual research into insurance coverage of HIV positive people, has found that many people were given a term of between 5 and 10 years, much lower than the typical term given to people without HIV. Insurers have been offering better terms in recent years which should be investigated by policyholders. The average term for policies taken out between 2009 and 2013 was 10 years. Looking at policies taken from 2014 to 2017, the average term increases to 19 years, with the longest...
Cura Financial Services are going to be hosting a live broadcast discussing how advisers can benefit from quirky marketing.
Advisers urged to start planning
First Complete's Steve Berry discusses strategies for selling income protection.
With one in five parents taking over 12 months unpaid leave to care for their child during cancer treatment, Aviva's Mark Cracknell believes advisers can help families understand the impact that childhood sickness may have on family finances.