People with HIV who took out life insurance between 2009 and 2013 should review their policy, Unusual Risks has urged.
The adviser firm's annual research into insurance coverage of HIV positive people, has found that many people were given a term of between 5 and 10 years, much lower than the typical term given to people without HIV. Insurers have been offering better terms in recent years which should be investigated by policyholders. The average term for policies taken out between 2009 and 2013 was 10 years. Looking at policies taken from 2014 to 2017, the average term increases to 19 years, with the longest...
Zurich has launched a 'selfie' app called FaceQuote which estimates how much life cover someone might need.
The official supplement of this year's COVER Excellence Awards is available to read now as an eBook.
Child cover within critical illness plans has assumed a far greater importance in recent years, writes CIExpert's Alan Lakey.
Holloway Friendly has widened its new online underwriting process allowing protection advisers to write both full and short term income protection business in minutes.