Zurich is the latest provider to sign up to the Protection Distributor Group's (PDG) Funeral Payment Pledge to help protection customers with funeral costs.
Zurich has been providing such advance payments for over 15 years and welcomes the PDG campaign to make these payments common practice across the market.
Support available goes beyond the PDG's suggested £5,000, with no monetary limit as long as it is within the sum assured.
The PDG has asked insurers to agree to pay up to £5k in advance on all life assurance claims without waiting for probate.
As well as funeral costs, advance payments offered by Zurich can also be used to clear any inheritance tax liability or the repayment of outstanding mortgages, loans or credit cards.
Separately, claims can also be paid in full without grant of probate up to £75k to an individual or up to £150k if a solicitor is involved.
This is the total value of the claim, not a partial or proportionate payment. If the claim is above these values it would be settled on receipt of the necessary documents such as probate.
Recently LV= introduced an early payment of up to £10,000 for death claims on all life products which can be paid to bereaved families within 24 hours, in support of the PDG's work.
Peter Hamilton, head of strategic partnerships at Zurich [pictured] said: "We're one hundred percent behind the pledge having been able to offer this type of support to our customers for many years.
"The point of claim is the real test for any insurer and we believe our own processes really do help the families of our customers at what will be a hugely difficult time emotionally, and potentially financially."
Emma Thomson, chair of the Protection Distributors Group said: "Zurich's approach to paying claims is fantastic, enabling claims to be paid when there may otherwise have been delays due to probate.
"They go far beyond the minimum we're campaigning for and we're delighted to have their support, and this is a perfect opportunity to raise awareness of what Zurich can offer families at claim stage."
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