Mark Graves, Managing Director, Sesame & PMS, discusses how professional standards have changed over the past 2 decades.
What for you has been the biggest protection/mortgage innovation over the past 20 years and why? A key factor for me has been the evolution of critical illness cover combined with improved underwriting criteria, which has enabled our industry to cover more people on standard rates. Twenty years ago the focus was on life insurance and what happens if people die, whereas now we have broadened our view significantly to support people through the financial consequences of serious ill health and...
There will be no further increases to Insurance Premium Tax (IPT) this year, the Autumn Budget 2017 has revealed.
The government will immediately give NHS trusts £350 million to allow them to plan for the winter, Chancellor Philip Hammond has announced in the Autumn Budget.
British Friendly has introduced an online Adviser Toolkit to encourage income protection sales.
Zurich has launched a 'selfie' app called FaceQuote which estimates how much life cover someone might need.