Feature

The role of employee benefits in nurturing a stable and healthy workforce is often misunderstood by employers. Wojciech Dochan explains how to keep staff happy in their jobs

Advancements in the treatment of HIV and Aids has improved the prognosis of sufferers, driving insurers to be more inclusive in providing cover, explains Julie Hopkins

Paul Gyseman highlights how cost savings, greater efficiency and increased consumer satisfaction can be achieved through tele-underwriting in its various forms; little 't', middle 't' and Big 'T'

At some point in life, most people will have come across a mole that has caused them to worry. Often, these are harmless but what are the effects of a malignant melanoma? Anne Llewellyn explains

As financial markets enter a period of change and turmoil, the way they are marketed will also need to be addressed writes Abi Wood

The ideal application process is of course as quick and simple as possible but are shortened forms putting customers at risk as advisers ignore past industry lessons? Alan Ferguson reviews the issues

Looking beyond the struggling mortgage market Mark Jones explains why advisers should focus on selling business protection, particularly in the small to medium-sized sector

The introduction of principles-based regulation has resulted in more open relationships between intermediaries and customers. Mike Izzard explains the effect on AMII membership firms

With the UK in the midst of financial meltdown, Jill Davies explores why a slowing economy could accelerate the growth of health cash plans

Putting a scheme into trust is a long-term decision and purchasers need to be sure they make the right choice. Rachel Riley highlights the assets of a good administration company