Feature

At some point in life, most people will have come across a mole that has caused them to worry. Often, these are harmless but what are the effects of a malignant melanoma? Anne Llewellyn explains

As financial markets enter a period of change and turmoil, the way they are marketed will also need to be addressed writes Abi Wood

The ideal application process is of course as quick and simple as possible but are shortened forms putting customers at risk as advisers ignore past industry lessons? Alan Ferguson reviews the issues

Looking beyond the struggling mortgage market Mark Jones explains why advisers should focus on selling business protection, particularly in the small to medium-sized sector

The introduction of principles-based regulation has resulted in more open relationships between intermediaries and customers. Mike Izzard explains the effect on AMII membership firms

With the UK in the midst of financial meltdown, Jill Davies explores why a slowing economy could accelerate the growth of health cash plans

Putting a scheme into trust is a long-term decision and purchasers need to be sure they make the right choice. Rachel Riley highlights the assets of a good administration company

Employee benefits-based cash plans are an investment in a workforce's health. Peter Lauris explains how legislation is leading to the rise of the cash plan

Almost three-quarters of adults over the age of 45 have hypercholesterolaemia - raised cholesterol - and it is one of the major causes of heart disease. Lisa Fuller explores the condition

There are various types of abnormal heart rhythms, some more serious and permanent than others. Joanne Braham explains the condition and its underwriring implications