Below is the section from the latest RDR consultation paper that applies to pure protection.
Anne Llewellyn examines the consequences and underwriting ramifications of this little known disease.
Leon, (50) a shipping manager, has just married Emma (45) who has an 18 year-old daughter, Joanne.
Communicating a policy's peripheral benefits can add the edge that intermediaries need to make the sale, says Dominic Howard
Income protection sales still lag behind other types of insurance. Ed Stuart-Brown and Colin Micklewright talk to Scott Sinclair, news editor at IFA-Online, to discuss why
With the Law Commission's reform of insurance contract law almost complete - is the industry ready for change? Will the new law reflect the current industry practice and last another 100 years, asks Gill Salton?
As a general election gets closer, parties are fighting to be ‘protector of the NHS'. Jill Davies explores the possibility of NHS spending cuts and how health cash plans might change as a result
Total and Permanent Disability (TPD) is causing so much hassle in the industry, that this month Anthony Burpitt goes back to basics
Fergus Bescoby examines COPD and looks at the factors surrounding a growing number of cases and how to underwrite this disease.
Hugo, a teacher, has a mortgage and three separate loans. All have payment protection insurance(PPI) associated on an individual basis. He has recently started a family and is looking at a broader policy. He is healthy but has a BMI of 34. What would...