Feature

Total and Permanent Disability (TPD) is causing so much hassle in the industry, that this month Anthony Burpitt goes back to basics

Fergus Bescoby examines COPD and looks at the factors surrounding a growing number of cases and how to underwrite this disease.

Hugo, a teacher, has a mortgage and three separate loans. All have payment protection insurance(PPI) associated on an individual basis. He has recently started a family and is looking at a broader policy. He is healthy but has a BMI of 34. What would...

As profits come under pressure, could a healthcare trust provide a more cost effective way to maintain staff loyalty?

The insurance industry provides life assurance and other protection products for the majority of its customers as a matter of routine. But, says Paul Sandilands, for a section of society, "ticking the box" may not be an option.

As the National Health Service comes under increasing financial strain, and the economic costs of sickness become more apparent, Michael Payne, outlines the part private medical insurance (PMI) could play through a restructure of current taxation rules...

For thousands of employees with Retail Price Index (RPI) linked salaries, the economic downturn will cost them dearly. Sue Weir looks at how the effect of what for many will mean a pay freeze could be softened

Winter sports are growing in popularity and have diversified into different forms. Charlotte Bayley assesses the underwriting ramifications

James, a building engineer, his wife and four-year-old daughter are to relocate to Dubai for six months followed by Hong Kong for six months. All are healthy. What approach should they take to health insurance? Would one PMI policy cover the year?

Lupus is an autoimmune disorder which varies in severity from mild to life threatening and can therefore be of little or great significance for life and disability cover.