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Feature

uncategorised

Nuts and Bolts...

A large part of the South African population consists of low income families and individuals. With the RDR on the horizon and the creation of the money guidance service just around the corner, Andy Milburn looks at what we can copy from the protection...

clock 09 August 2010 • 4 min read

uncategorised

Government cuts: The effect on protection and health sales

The Government has announced a policy of cutting across all departments. Peter Barnett assesses what this regime of a thousand cuts means for the protection and health intermediary

clock 09 August 2010 • 6 min read

Underwriting

Why don't we rate for most occupations anymore?

Health and safety improvements at work have reduced mortality risk to acceptable levels for just about all occupations. Calvin Cole highlights the underwriting implications.

clock 23 July 2010 • 5 min read

uncategorised

Better late than never: The State steps in

As the country in the world's eye, COVER looks at the parlous state of healthcare in South Africa. Graeme Mackenzie explains

clock 07 July 2010 • 6 min read

PMI

A changing landscape

Now that the dust is settling following the General Election, how will promised public sector cuts impact on the NHS? Jill Davies discusses the possible future of healthcare in the UK

clock 07 July 2010 •

Individual Protection

Market views

In the interests of getting a stronger voice, should the Association of Medical Insurance Intermediaries (AMII) be forging greater links with the British Insurance Brokers Association (BIBA), or will this mean a loss of direction?

clock 07 July 2010 •

Whole of Life

IHT contingencies

Paul Davies reviews the way trusts and life assurance policies can be used to meet succession planning challenges and considers some of the issues arising

clock 07 July 2010 • 5 min read

Income Protection

Risk Clinic: Protecting against redundancy

My client Dave has very little disposable income. He is employed, but having seen friends made redundant through the recession, he has been spooked about his financial instability, although he has no indication that his job is at risk. He is single with...

clock 07 July 2010 • 4 min read

uncategorised

Questions to ask about… Diving

Diving is a popular pastime but can be potentially hazardous, even fatal. By asking the right questions at the outset the underwriters can ensure the correct price is charged for the risk, writes Jeff Barker

clock 07 July 2010 •

Regulation

FSCS levies - The key facts

The British Insurance Brokers Association (BIBA) addresses the significant increases in the Financial Services Compensation Scheme (FSCS) levy.

clock 06 July 2010 • 7 min read
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