Feature

My client has recently purchased a life and critical illness (CI) plan and noticed it included free child's cover, although it does have significant exclusions. She is now interested in covering her child to the same level of herself and her partner....

The individual critical illness market has long been one of the most competitive in the protection industry, but, writes Owain Thomas, could controversial new plans and a battle over definitions see it break out into open warfare?

For those considering the sector, Andy Couchman rounds up the main themes impacting IPMI over the past year and the one to come

Advisers looking to survive hard times could consider investing in marketing. Aidan Dewhurst explains

Nick Jones assesses the benefits a good brand can have on your business and the tools available to ensure that brand's success

My client, Steve, has just asked me to perform an overall review of his protection needs following the start of his new family. He's only 32 and has an existing 10-year-old critical illness policy (25-year term). Should I recommend keeping this for the...

Julie Hopkins considers the case for adding partial benefit payment for DCIS treated with mastectomy and asks whether coverage could be extended to all DCIS diagnoses resulting in surgery

Paul Avis makes the case for protecting individuals being best served through employer sponsored support

Children's sickness is an emotive issue, but, as Jennifer Gilchrist explains, there are sound reasons for drawing it to clients' attention

The group risk market must modernise or miss out in the 21st century. John Ritchie outlines the pitfalls ahead