Feature

For Fortis' Martin Werth change is all in a day's work and should be for the rest of the industry, he tells Paul Robertson

Alice suffered from anorexia in her teens and early 20s. She now has a partner with whom she shares a joint mortgage but also has some underlying mild depression.

Insurers and re-insurers are experts in long-term group risk in all kinds of areas.

If you are not selling international PMI then your competitors are. However, as Edward Murray explains, this is a rewarding market

With providers and the government taking a greater interest in health provision through the workplace, should IFAs become more active in the health and welfare of those individuals in their group business?

Peter Barnett, policy adviser to the House of Lords, says October's spending review will have a direct effect on financial services.

Various types of exclusions are found in life and health insurance policies. James Shattock explains why they exist and that discounts for underwriting exclusions are now here to stay

With change in the air for the NHS, Ian Talbot discusses the importance of absolute clarity when advising clients on private healthcare

The UK protection market can be an insular pool. If you need a bigger picture you need a reinsurer, so Paul Robertson talks to Jules Constantinou

International PMI is a careful mix of local know-how, global scope and international presence. Karsten Steffgen outlines the details of a successful approach to IPMI