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Feature

Underwriting

Battling for progress: GPRs vs SARs

Subject access requests and online technology have opened the debate over GP reports. Ian Smart asks if this could remove a perennial insurance bugbear.

clock 21 February 2012 • 7 min read

Underwriting

Risk Clinic: Over-insured, under-employed

My 45-year-old client was made redundant due to the recession, but has recently started a new yet much lower-paid job. With his income protection (IP) policy covering his last wage level, he is now over-insured and would not be able to claim his full...

clock 14 February 2012 • 4 min read

Group Protection

Thinking of entering group protection? What to consider

Paul Avis discusses the benefits and pitfalls for advisers considering the group protection sector.

clock 10 February 2012 • 7 min read

Critical Illness

Around the world: Hong Kong CI

Critical illness products are continually evolving worldwide. With this in mind, Greg Becker checks out some interesting developments in Hong Kong.

clock 09 February 2012 • 4 min read

Underwriting

Risk Clinic: PMI moratorium underwriting

I do few PMI sales and want to cover my back with a business client. They are a wealthy couple in their 50s and both have had heart attacks. Obviously their PMI cost is high but they are looking at moratorium underwriting to alleviate this. Am I right...

clock 20 January 2012 • 4 min read

uncategorised

Protection 2012 - Facing the future

Protection business in 2012 and 2013 will be affected by events this year and some fundamental changes to the way customers policies are priced into the next. Richard Verdin explains.

clock 20 January 2012 • 7 min read

International PMI

IPMI - Unlocking the PMI promise

The global nature of international PMI means providers have to be on top of their game and get the claims process right first time, every time. Tim Mutton delves into the detail.

clock 20 January 2012 • 7 min read

uncategorised

EAPs - The pursuit of happiness

Employee assistance programmes are in the spotlight due to a schizophrenic approach by government. But as Sue Weir points out, they are backed by solid research.

clock 20 January 2012 • 6 min read

Individual Protection

Term assurance - In terminal decline?

Want an example of how not to do things? Owain Thomas finds the UK term assurance market's approach is being avoided worldwide.

clock 20 January 2012 • 5 min read

uncategorised

Around the world: Online distribution in USA

How will people buy insurance in future? Greg Becker visits the US for developments in online distribution.

clock 20 January 2012 • 4 min read
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