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Feature

Cashplans

It's party time! - cash plans booming

Not even the recession is stopping the cash plan market from having above-average sales, writes Paul Robertson

clock 13 March 2012 •

PMI

The road to confusion - the public's misconceptions

Why are today's consumers so vulnerable to imagining levels and types of protection cover that they in fact do not possess? Kirsteen Grant examines the research.

clock 12 March 2012 • 8 min read

PMI

Defaqto PMI ratings: Written in the stars

Defaqto's star rating of private medical insurance products has excited controversy among many players in the sector. Ben Heffer explains the rating agency's case.

clock 12 March 2012 • 5 min read

PMI

Around the world - French LTC

As the spotlight focuses on long-term care, Greg Becker asks if the French can offer a funding solution apart from immediate needs annuities.

clock 08 March 2012 •

PMI

PMI costs: On the up

It is clear that medical inflation is having consequences, but what is causing it and what is to be done? Mike Izzard investigates.

clock 27 February 2012 • 7 min read

Whole of Life

Whole of Life - Flickering into life

When addressing a client's protection needs, most products deal in the term space. But with people potentially outliving these contracts, Owain Thomas looks to whole of life for rejuvenation.

clock 24 February 2012 • 7 min read

Long Term Care

Long Term Care - The social whirl

The government faces a few problems in the next 12 months when it comes to its strategy for funding care of the elderly. Peter Barnett outlines the twists and turns.

clock 23 February 2012 • 7 min read

Underwriting

Battling for progress: GPRs vs SARs

Subject access requests and online technology have opened the debate over GP reports. Ian Smart asks if this could remove a perennial insurance bugbear.

clock 21 February 2012 • 7 min read

Underwriting

Risk Clinic: Over-insured, under-employed

My 45-year-old client was made redundant due to the recession, but has recently started a new yet much lower-paid job. With his income protection (IP) policy covering his last wage level, he is now over-insured and would not be able to claim his full...

clock 14 February 2012 • 4 min read

Group Protection

Thinking of entering group protection? What to consider

Paul Avis discusses the benefits and pitfalls for advisers considering the group protection sector.

clock 10 February 2012 • 7 min read
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