Less so if cause of death is heart attack or lung cancer
Almost half of UK households risk losing up to £25,000 a year should a female member aged 25 - 45 lose their income
Research from Scottish Widows also shows only 13% of mums have a critical illness policy
People marrying later potentially more exposed to IHT and financial pitfalls
For direct-to-consumer life business to overcome CIC barriers
Less than half of family-run firms have a succession plan, research from Legal & General has revealed
Two fifths have never heard of writing a life insurance policy into a trust however eight in 10 have assets they want to pass on, research by Legal & General has revealed.
Coronary heart disease kills 70,000 in the UK every year, while only a third of the population have life insurance, research by Scottish Widows has revealed.
Following the recent article by The Guardian, specialist adviser Kathryn Knowles discusses changing industry perception and applying her own experiences of mental illness to her work for Cura.
People with a history of mental health issues are being rejected life insurance, The Guardian reported over the weekend. COVER Magazine investigates further...
Zurich's Peter Hamilton discusses how insurers and advisers can broach difficult conversations around ageing.
Research from Canada Life suggests that renaming 'group' insurance products would make them more easily understandable to employees and therefore more sellable.
iPipeline has acquired TCP LifeSystems, a software solutions provider to life and pensions insurance companies, for an undisclosed sum.
When there are children in a family, writes Steve Berry, it is especially important to think not just 'What if something happened to me?' but 'What if something happened to them?'
AIG Life has launched Instant Life, a level term insurance plan with an application time of less than 8 minutes, COVER can exclusively reveal.
Zurich has launched a 'selfie' app called FaceQuote which estimates how much life cover someone might need.
Future Proof shares outcomes from in-depth customer research.
Stephen Crosbie, protection director of Aegon, talks about winning the Best Individual Life Insurance prize at this year's COVER Excellence Awards.
iPipeline's SolutionBuilder now features a Risk & Mortgage Protection Report which enables advisers to demonstrate protection needs to their clients during a mortgage sale.
Cura Financial Services has launched a referral service to advisers looking to place impaired lives cases.
AIG Life has launched an Over Fifties Life Plan with a range of benefits in a bid to aim the traditional direct to consumer offer into a mainstream adviser product, COVER can exclusively reveal.
The government has consulted on reforms to make it clearer who is eligible for Funeral Payments, which it says will make it easier for people to claim.
The obscure new beneficiary registration trap for life policy trusts adds yet another layer of complexity, writes Ruth Gilbert
VitalityLife has launched two tools to help advisers do business with their clients - an income protection 'Reality Checker' and a Trust Hub.