The US government and benefits' systems is in need of serious reform. But how far has this situation gone? Paul Robertson talks to David John to find out.
In tight times companies can see PMI as a luxury. What can an adviser do to counter these thoughts? Alistair Sclare looks at the opposing arguments.
PruProtect has launched two new products with a whole raft of developments that it thinks will reinvigorate the protection. What are your first opinions of the provider's work?
Quigley's Fine Wine and Champagne Merchants is looking to take out some business protection in the event that one of the four directors dies. All four - Ryan, Steve, Dave and Jack - are in their mid-forties and in generally good health, although Steve...
As recession forces employers to make cost savings where possible, Peter Lauris advises how intermediaries can ensure healthcare benefits survive.
Do you think that the introduction of Bright Grey's new cut-down CI policy, set to be sold exclusively online, will impact customers that would previously have visited an IFA? Is this the shape of things to come?
Anthony Burpitt offers a tour through two ‘real world' techniques that are used by insurers to reduce ‘headline' premiums.
Good oral health is not just about avoiding the dentist's drill - it is also linked to general health and wellbeing of employees. Pam Whelan explores dental benefit schemes.
Ian Talbot examines how brokers can find innovative ways for clients to retain their PMI policies while also continuing to treat customers fairly against this backdrop of economic upheaval.