‘Sick pay’ offering available to large employers
Paul Avis weighs up the differences between employer-led and personal income protection policies
Rehabilitation helped 40% of those who returned to work
Does the importance of early intervention and effective rehabilitation during absence outweigh the financial benefits of group income protection?
Rehabilitation and health support plus claims information for employers and employees
The UK Group Risk market - more employees and premiums, but still too few employers writes Paul Avis.
Unum has launched an enhanced Employee Assistance Programme (EAP) to help employers deal with staff well-being issues as part of Unum LifeWorks.
I am an IFA with a small SME client that has 150 employees and trying to put into place a group income protection (GIP) scheme. The company has no sickness records. How involved should I be in this? How can I convince them they need to start records and...
"I am an adviser with a corporate client who has a Group Income Protection (GIP) policy. The client is asking where this market is going and what direction do you see GIP going in the next year. Where do you see innovation? This will help me in my sales...
Paul Avis challenges the orthodoxy that automatic enrolment will also boost group protection sales.
Group income protection (GIP) hasn't seen a rush as a result of auto-enrolment as yet, but with insurers continually innovating, it could soon be on everyone's radar. Fiona Murphy finds out how the market has performed over the past year and asks about...
Sick pay can be a confusing notion for employers and employees alike. Hannah Uttley explores staff coverage.
As embattled employers look for ways to offer low-cost employee benefits, group critical illness could be just the ticket. So why is the GCI market only one-twentieth the size of group life? Nicola Culley investigates.
Selling group products on price will leave advisers open to client poaching, writes Paul Avis. So, are group risk advisers operating a smart business model?
Paul Avis discusses the benefits and pitfalls for advisers considering the group protection sector.
With many legislative changes in the works, the group risk market is hesitant at present. Owain Thomas examines the bigger picture of what is to come for group income protection.
Paul Avis argues that, in a price sensitive era, early intervention and rehabilitation are important for the containment of group income protection premiums
Businesses are seeing budgets stretched in many ways, but, as Owain Thomas found, advisers who are creative with solutions could produce a windfall for themselves in the group critical illness market