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blog

Regulation

Chancellor's tax relief is welcome, but a missed opportunity

The Chancellor's announcement of some tax relief on health-related interventions is welcome. But, at the same time, it also feel likes a missed opportunity.

clock 21 March 2013 • 1 min read

Insurer

Welfare Reform Act set to reinforce protection benefits

The imminent Welfare Reform Act should serve as a wake-up call to the public. It will be launched on 1 April and will bring major changes to payments for thousands of people and further reinforce that reliance on the State is a fool's paradise.

clock 15 March 2013 • 1 min read

Income Protection

Sergeant simple products must be the beginning, not the end

The excessive complexity of many financial products has dogged the financial services industry for as long as anyone can remember. I hope the publication of Carol Sergeant's Review of Simple Financial Products proves to be a watershed for the industry...

clock 14 March 2013 • 2 min read

Employee Benefits

Employees…are they stupid?

Are employee benefit communications with staff all 'gadrags and handbags', asks John Ritchie.

clock 28 February 2013 • 2 min read

Individual Protection

Blog: Simply turning adviser protection business on its head

The positive side to G-Day was definitely that we saw the need to carry out full reviews of all our clients, making them aware of the implications of G-Day and getting their policies on risk before premiums went up. This meant that we had a lot of business...

clock 27 February 2013 • 2 min read

Long Term Care

Blog: Who's going to pay for our care?

The recent Government policy statement in response to the Dilnot Commission on the funding of care and support highlights problems when it comes to planning for care costs, Andy James explains.

clock 26 February 2013 •

Income Protection

Blog: The truth about G-Day

As someone who feels passionate about women having financial protection and owns a practice that specialises in advising women, I wrote a lot of protection business before G-Day.

clock 25 February 2013 • 2 min read

PMI

Blog: Pregnancy cover does not come cheap...

With Mother's Day fast approaching - the 10th of March for those who don't know, or have more likely forgotten, it is worth considering new mothers, as often health concerns surrounding a new arrival lead parents to consider private medical insurance...

clock 19 February 2013 •

Adviser / Broking

Blog: The manner of the coalition's LTC answer is alarming

The Dilnot report in July 2011 recommended a cap on individual care fee funding of £35,000 for individuals with assets of more than £100,000.

clock 18 February 2013 •

Long Term Care

Analysis: LTC - a critical view

Peter Barnett examines the consequences of the Governments Long Term Care announcement

clock 12 February 2013 •
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