Six in 10 adults would choose PMI as top employer-funded benefit

27% have self-funded treatment over the past five years

Jaskeet Briah
clock • 3 min read

Six in 10 adults (60%) would select private medical insurance (PMI) as their top workplace benefit if their employer were to fully fund a benefit, according to Howden Life and Health.

PMI ranked ahead of extra holiday allowance (41%), paid time off (40%) and life insurance (37%). The broker surveyed 2,000 UK adults, finding that 27% have self-funded private treatment over the past five years. On average, adults have spent nearly £6,000 on private treatment, with one in seven spending more than £15,000, due to the strain on the NHS. Howden said that anxiety around accessing medical treatment has been causing sleepless nights for adults, pushing more towards considering private healthcare, either via insurance or by paying out of their own pocket. When asked what ...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on PMI

Cancer, mental health and MSK top RedArc referrals
PMI

Cancer, mental health and MSK top RedArc referrals

Represent 51% of the conditions over the past five years

Jaskeet Briah
clock 10 March 2026 • 2 min read
Young adults 'most open' to exploring private healthcare
PMI

Young adults 'most open' to exploring private healthcare

Younger adults 'redefining' what they expect from healthcare

Jaskeet Briah
clock 06 March 2026 • 2 min read
Private healthcare admissions hit record in Q3 2025
PMI

Private healthcare admissions hit record in Q3 2025

PMI paid admissions at a record level

Jaskeet Briah
clock 03 March 2026 • 2 min read