LV= increases non-medical limits by 10% for IP and CI

As of Tuesday 14 April

Adam Saville
clock • 2 min read

LV= also adds a new question for coronavirus for new applications through online quote system

As well as trialling virtual medical screenings for life only applications where the non-medical limit has been triggered or where mild disclosures have been made for life only applications, LV= has increased its non-medical limits by 10% for income protection (IP), personal sick pay and critical illness cover (CI). This will allow advisers and customers (who fall below the newly increased non-medical limits) to receive an underwriting decision without the need for tele-underwriting, medical evidence and screenings during COVID-19. Non-medical limits depend on policy and age. For a ma...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Underwriting

Aviva adds AI underwriting tool to CIC

Aviva adds AI underwriting tool to CIC

Next focus will be on income protection

Jaskeet Briah
clock 18 March 2026 • 1 min read
UnderwriteMe adds underwriting for weight loss

UnderwriteMe adds underwriting for weight loss

Rise in weight loss injections

Cameron Roberts
clock 18 November 2025 • 2 min read
Partner Insight: Beyond the price tag - why fully underwritten quotes are your secret weapon

Partner Insight: Beyond the price tag - why fully underwritten quotes are your secret weapon

David Russell, Senior Manager Underwriting & Claims Strategy, Scottish Widows
clock 06 October 2025 • 3 min read