Questions to understand how customers manage mental health and how they can be best supported in their recovery
In a bid to increase access to insurance for those with a history or mental ill-health, income protection mutual Holloway Friendly has designed a set of underwriting questions to improve its understanding of the specific nature of an applicant's mental health situation, it was announced at the COVER Protection & Health Summit today. Using the information gathered from questions, the insurer aims to find a way to cover those with existing mild depression or anxiety, even if they are on medication...
Newly formed role
MortgageSafe has three levels of cover
Built-in underwriting rules
'Now is the time to really prioritise income first'
‘More than 70% of cases accepted with no further evidence required’