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  • International PMI

APRIL launches IPMI for expats living in France

Both pre and post Brexit

APRIL launches IPMI for expats living in France
  • Adam Saville
  • Adam Saville
  • @AdSaville_COVER
  • 24 January 2019
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MyHealth France product covers top-up expenses and other services not funded by local social system

The international private medical insurance (IPMI) division of APRIL Group, APRIL International Care, has launched MyHealth France, a policy designed to meet the needs of expats living in France both pre and post Brexit.

Expats can use it to cover top-up expenses not typically covered by the basic French social system, such as the cost of a private room in hospitals, as well as optical and dental services.

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Offering a modular structure with five levels of cover to enable residents to pick their own level of protection, no age limit applies and no restrictions apply where pre-existing conditions exists.

'Major concern'

"This new policy will give considerable comfort and reassurance to UK and other nationals living in France, whilst Brexit negotiations continue," said Joe Thomas, April International UK, managing director. "Healthcare insurance and healthcare costs in general have emerged as a major concern for all foreign nationals living in France, particularly UK nationals, so this solution should provide a clear way forward."

Administered in English, the MyHealth France policy includes a direct settlement network for medical expenses of 156,000 healthcare professionals within France when treatment is required and is taken out on an individual basis, with premiums set according to age. It also offers 90 days of temporary cover when outside of France and the medical costs reimbursed depends on the level of cover and is paid after French social security contribution.

Currently there are 1.3m expats living in France across all nationalities, and this figure is expected to rise to 1.5m within the next two years - UK nationals, which account for 150,000, make up the largest single foreign nationality.

Further reading

APRIL UK agrees PMI deal with AXA PPP healthcare
  • PMI
  • 01 August 2018
APRIL UK withdraws from UK health insurance market
  • PMI
  • 19 July 2018
Aviva withdraws from UK IPMI market
  • PMI
  • 10 January 2018
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