Royal London adds benefits to menu income protection

clock • 2 min read

Royal London has made changes to its income protection proposition including fracture cover, hospitalisation payment and an additional payment on death.

  Under 'Fracture Cover', policyholders could receive up to £4,000 per claim with a maximum of two claims accepted in each 12 month period. Multiple fractures are covered up to the £4,000 claim limit. In addition, the hospitalisation payment provides £100 per night if more than six consecutive nights spent in hospital during the deferred period including connected claims, up to a maximum of 90 nights during the term. Other features include additional payment on death - where a payment equivalent to 12 months premiums will be made if death occurs during the policy term. The insur...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Income Protection

Simplybiz to distribute Shepherds Friendly IP

Simplybiz to distribute Shepherds Friendly IP

Aiming to grow its intermediary footprint

Cameron Roberts
clock 09 June 2025 • 1 min read
Krysalis joins IPTF

Krysalis joins IPTF

11th new member in 2025

Cameron Roberts
clock 02 June 2025 • 1 min read
IPTF adds Empath_AI to membership

IPTF adds Empath_AI to membership

Detection of mental health vulnerabilities

Jaskeet Briah
clock 12 May 2025 • 2 min read