What were the top protection and PMI stories of 2016?

1)    Bereavement benefit couples face £82m living together penalty This story highlighted just how outdated certain elements of the state benefit system can be. Under bereavement allowances, couples who are not married but live together (and may have children and are financially dependent on one another) are not eligible to receive anything when their partner dies. This issue has been raised in front of MPs and championed by Royal London but there has been no resolve to date.  Last week a ruling which gave an unmarried mother entitlement to a widowed parent's allowance after he...