Black History Month: Equity is required for equal access to protection

Black ethnic minorities, including people of African and/or Caribbean descent, have a higher incidence of Type 2 diabetes, sickle cell disease and stroke, but are less prone to heart disease. As such, insurers need to be "more responsive" to specific health challenges for this community, rather than applying a blanket approach, Oke tells COVER. "Many people with sickle cell are thriving but getting protection for them has become a Herculean task," Oke says. "This segment of people has been marginalised, as there seems not to be enough of them to be market worthy for insurance companie...