Mental health: Are insurers breaching Equality Act?

Insurers must ensure that their evidence base is solid when declining or rating cover to people with a history of mental ill-health to avoid breaching the Equality Act 2010, Helen Undy, chief executive, Money & Mental Health Policy Institute, warned the Protection Review Conference today. Speaking as part of a keynote address, Undy said that insurers are entitled to protect themselves from unmanageable risk providing their decision is based on "sound evidence" however she questioned whether this was often case when it comes to underwriting for those with a history of mental illness. T...