Underwriting

I do few PMI sales and want to cover my back with a business client. They are a wealthy couple in their 50s and both have had heart attacks. Obviously their PMI cost is high but they are looking at moratorium underwriting to alleviate this. Am I right...

LV= has changed its underwriting rules to allow more applications to receive an immediate online decision.

The government has begun consulting on how insurers can use gender as a risk factor after a European Court of Justice ruling said providers could not charge different premiums to men and women because of their sex.

My client has been reading about severity based payments for critical illness (CI) policies. I believe there is merit in polices that don't do this. In sales terms, what is the opposite side of the argument I can put to him?

Underwriting requires information, so what can your connections tell us? Greg Becker visits South Africa to look at one idea.

Aviva has overhauled its approach to large case underwriting, to make the process quicker and easier.

My client is just starting out in freelance consultancy after being made redundant. He is a single parent with a 14-year-old daughter and previously had all major protections and private medical insurance (PMI) through work. I will cover him for the usual...

Ron Wheatcroft discusses how three reports published in September demonstrate the difficulties in funding an ageing society.

LV= has revealed it completed almost two thirds (61%) of all protection applications from IFAs in five days or less last year.

Aviva has reduced its not taken up (NTU) rates for protection products by a quarter over the last three years.