Underwriting

My client has been reading about severity based payments for critical illness (CI) policies. I believe there is merit in polices that don't do this. In sales terms, what is the opposite side of the argument I can put to him?

Underwriting requires information, so what can your connections tell us? Greg Becker visits South Africa to look at one idea.

Aviva has overhauled its approach to large case underwriting, to make the process quicker and easier.

My client is just starting out in freelance consultancy after being made redundant. He is a single parent with a 14-year-old daughter and previously had all major protections and private medical insurance (PMI) through work. I will cover him for the usual...

Ron Wheatcroft discusses how three reports published in September demonstrate the difficulties in funding an ageing society.

LV= has revealed it completed almost two thirds (61%) of all protection applications from IFAs in five days or less last year.

Aviva has reduced its not taken up (NTU) rates for protection products by a quarter over the last three years.

Unmodelled aspects of longevity could invalidate insurer's predictions for policy pricing, reinsurer RGA has said.

MorganAsh has officially launched Tele-Interviewing service for impaired annuities and is considering long term care market entry.

I have a client making a claim on a critical illness (CI) policy. The provider is suggesting they take a lump sum payment rather than the family income benefit (FIB) they originally bought. I realise there are various arguments for each side, but what...