Underwriting

My client is just starting out in freelance consultancy after being made redundant. He is a single parent with a 14-year-old daughter and previously had all major protections and private medical insurance (PMI) through work. I will cover him for the usual...

Ron Wheatcroft discusses how three reports published in September demonstrate the difficulties in funding an ageing society.

LV= has revealed it completed almost two thirds (61%) of all protection applications from IFAs in five days or less last year.

Aviva has reduced its not taken up (NTU) rates for protection products by a quarter over the last three years.

Unmodelled aspects of longevity could invalidate insurer's predictions for policy pricing, reinsurer RGA has said.

MorganAsh has officially launched Tele-Interviewing service for impaired annuities and is considering long term care market entry.

I have a client making a claim on a critical illness (CI) policy. The provider is suggesting they take a lump sum payment rather than the family income benefit (FIB) they originally bought. I realise there are various arguments for each side, but what...

My client is a 48-year-old successful businessman with a wife and two children. He was a cocaine addict but has been through rehab three times and is currently clean. He also smokes. Having no protection at the moment, he is aware of the need to look...

Medicals Direct Group has re-branded itself as MDG.

Universal Provident has brought the underwriting of its product range in house with sister company Personal Assurance now the insurer.