Individual Protection

Introducing gender-neutral rates will result in premium hikes for life insurance and critical illness (CI), HM Treasury has warned.

Britain will be facing a bill of more than £15bn a year to diagnose and treat cancer in ten years time, new research has suggested.

The ABI has railed against government plans to scrap life assurance tax relief which could hit as many as 1.5 million policyholders.

The new NHS focus on patient outcomes will specifically target getting those suffering long term conditions or mental illness back into work.

Bad lifestyle choices such as smoking, poor diet, high alcohol intake and excess weight are responsible for ‘around 40% of all cancers', according to new research.

Britons aged between 25 and 35 are showing significant awareness and take-up of protection and health insurance products, according to new research.

With take up of sales in income protection (IP) by advisers so low, reflecting in low consumer sales, what could be done to the product to make it more attractive to IFAs, apart from increased commission?

My client has been reading about severity based payments for critical illness (CI) policies. I believe there is merit in polices that don't do this. In sales terms, what is the opposite side of the argument I can put to him?

Aviva has overhauled its approach to large case underwriting, to make the process quicker and easier.

The FSA is currently consulting on its guidance for payment protection insurance (PPI) and potential replacement products such as short-term income protection (STIP).