Opinion

Clive Waller ponders the necessity of claims statistics if insurers are to be taken seriously.

There must have been more than a few sweaty brows last week when the HBOS disaster broke wide open in all its gory detail.

The Consumer Insurance Act has been heralded as simply codifying current best practice within the insurance market. This does not reflect the fundamental change to pre-contract disclosure brought about by this legislation, abolishing the consumer's duty...

Surveys suggest only around 1 in 10 UK employees have income protection insurance, yet as Which? says ‘The one protection policy every working adult in the UK should consider is the very one most of us don't have - income protection'.

I once had a bet with a press officer that I could get the term "viatical settlement" into a press release. I did have some insider information and won my bet. I wish I could have lost a similar bet on this article.

Tax relief for businesses for health interventions is a great start, says Unum's John Letizia, but we should push for more

People want clarity and transparency

The announcement in the Budget that the implementation of the cap on social care costs will be moved forward to 2016 at a rate of £72,000 came as little surprise as the Chancellor of the Exchequer George Osborne had pre-announced this in the media at...

The Chancellor's announcement of some tax relief on health-related interventions is welcome. But, at the same time, it also feel likes a missed opportunity.

The imminent Welfare Reform Act should serve as a wake-up call to the public. It will be launched on 1 April and will bring major changes to payments for thousands of people and further reinforce that reliance on the State is a fool's paradise.