Opinion

The excessive complexity of many financial products has dogged the financial services industry for as long as anyone can remember. I hope the publication of Carol Sergeant's Review of Simple Financial Products proves to be a watershed for the industry...

The government has set the care funding cap at £75,000. Most have criticised the move in that the cap is too high to benefit the majority of private funders, nor does it take accommodation costs into account. What are your views and how will it affect...

Are employee benefit communications with staff all 'gadrags and handbags', asks John Ritchie.

The positive side to G-Day was definitely that we saw the need to carry out full reviews of all our clients, making them aware of the implications of G-Day and getting their policies on risk before premiums went up. This meant that we had a lot of business...

The recent Government policy statement in response to the Dilnot Commission on the funding of care and support highlights problems when it comes to planning for care costs, Andy James explains.

As someone who feels passionate about women having financial protection and owns a practice that specialises in advising women, I wrote a lot of protection business before G-Day.

With Mother's Day fast approaching - the 10th of March for those who don't know, or have more likely forgotten, it is worth considering new mothers, as often health concerns surrounding a new arrival lead parents to consider private medical insurance...

The Dilnot report in July 2011 recommended a cap on individual care fee funding of £35,000 for individuals with assets of more than £100,000.

The New Year did not start auspiciously for the Treasury simple products initiative and income protection insurance.

It's been some years since Dan Waters from the FSA first expressed concern about the use of platforms by advisory firms.