Feature

The popularity of motor sports has grown as it has become more acessible to a wider audience. Steve Smith looks at the risk assessment proceedure underwriters must adhere to.

Changing times offer new opportunities and this could very well spell good news for the health cash plan sector, says Jill Davies.

The ABI has said it intends to end Total and Permanent Disability (TPD) clauses, introducing set definitions. Will this add even further complication to Critical Illness (CI) policies?

An ageing workforce alongside ageing IT systems is a looming problem for the insurance industry. We must act now, says Tim Crossley.

A large proportion of the protections sales force is under qualified to sell protection in a market offering huge opportunities, says Richard Verdin.

Whether individual or group, Wojciech Dochan and Linton Penman believe advisers can benefit from income protection's additional benefits and technology.

Life cover for high earners. David Pugh asks: Are senior employees and their beneficiaries at risk?

John, 45, is an office manager looking for protection. He has a £200,000 mortgage and two children that he has custody of following his divorce two years ago. He does not exercise and although he had an alcohol problem four years ago, he does not drink....

As the sector takes on more risk, Lee Lovett gives an insight into factors affecting the underwriting of group business.

Do you think that any standardisation of qualifications for advisers will improve public trust in the insurance industry, leading to an uptake in the amount of people seeking out independent advice?