"It can have a major impact for disability cover or benefits"
Changes follow feedback from advisers
“I've given young underwriters the opportunities to grow and spread their wings”
“The excitement is that we can do things better, that things will change”
"I expect that the role of the underwriter will be here for a few more years..."
"Serious Illness policies are most likely to cover some degree of chronic pancreatitis"
Maximum sum assured for over 80s now £2m
“Our revaluation of the way we underwrite may need to be accelerated”
“There's been too many plasters and tape on it now that it doesn't work with modern life”