Phil Jeynes warns that removing components from simple products may mean weaker cover for clients.
LV= has announced it paid 91% of income protection (IP) and 88% of critical illness (CI) claims in 2011.
Dozens of soldiers have been killed in Afghanistan without taking out life insurance while thousands more have served active duty without cover, it has been revealed.
Sex is the only subject more taboo than finances for UK families as many find the conversations too awkward and uncomfortable, a new report has revealed.
My client has been reading about severity based payments for critical illness (CI) policies. I believe there is merit in polices that don't do this. In sales terms, what is the opposite side of the argument I can put to him?