Life insurance

With immediate effect

According to new Geneva Association report

For life and income protection

"There are more variables that should be considered in the underwriting process"

Previously distribution director at AXA Health

Changes to propositions, services can be refleced instantly

Changes also made to medical evidence requirements

Working with SPF to develop offering

Colin Forrest appointed partner and UK actuarial leader

Insurance could be used as the government closes other loopholes