European Court of Justice

Insurers are being warned by the European Court of Justice (ECJ) that they must ensure consumers are able to understand the economic consequences of the policy being taken out.

Obesity can constitute a disability in the workplace within definitions of the equality legislation, the EU's Court of Justice has ruled.

Employers need to ensure policies regarding holiday sick pay mirror their normal approach following last week's ECJ ruling.

Protection is seen as a key growth area by IFAs with almost two thirds optimistic about increasing business in the sector this year.

The debate between insurers and their ‘right' to assess risk against public policy concerns about unethical discrimination has come into sharp focus again with the European Court of Justice's (ECJ) ruling on gender discrimination.

Introducing gender-neutral rates will result in premium hikes for life insurance and critical illness (CI), HM Treasury has warned.

Zurich has urged advisers to be prepared for the impact of gender neutrality on their clients and business.

Exeter Family Friendly is believed to be one of the first insurers to publicly revamp its protection products to accommodate the European Court of Justice (ECJ) ruling on gender based pricing.

The Treasury has confirmed new European rules outlawing the use of gender in underwriting will not affect policies taken out before 21 December 2012.

Age could become the next factor to be banned from use in underwriting insurance and annuities, according to lawyers Pinsent Masons.