appointed representatives

Vibrant Mortgages partnership

New appointed representative

Centralised educational hub

Says some principal firms take ‘bare minimum’ approach

Access to adviser platform

Principals have ended relationships with over 1300 ARs

FCA intervention leads to number of ARs declining in recent years

"These firms operate with impunity and nobody seems to be able to stop them"

Change offers a more tailored approach for member firms

Greater onus on principals