Steve Bryan: Beyond the Defaqto stats

Steve Bryan, The Exeter
What do lower provider numbers and fewer products really mean for income protection and advisers?
An article in COVER - based on data collated by Defaqto - revealed that the number of products available in the income protection marketplace has fallen from 56 to 49 over the past five years, a 13% decrease, while the number of providers has dropped from 32 to 24. These figures sparked a number of conversations around IP, primarily on the amount of choice and quality of cover now available. For those not immersed in the sector, it would be easy to view these headlines, hear these conversations...
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