Scottish Widows launches pre-application underwriting tool

Available across all protection products

Jaskeet Briah
clock • 2 min read

Provider, Scottish Widows, has launched a pre-application underwriting decision tool for advisers, enabling the disclosure of multiple health conditions, lifestyle factors and family health conditions.

Underwriting decisions via the tool will be provided across all products, including life insurance, critical illness cover and income protection. The tool is now live on the Scottish Widows dashboard, with the provider calling this the "quickest and most accurate way" for independent financial advisers (IFAs) to get an indicative decision for clients. This tool "mirrors" the Scottish Widows quote and apply journey, aiming to ensure advisers receive an accurate indicative decision based on the provider's underwriting rules. Paul Jenkin, head of protection change, Scottish Widows, sa...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Insurer

Shepherds Friendly pays out £3.23m in 2024

Shepherds Friendly pays out £3.23m in 2024

96% pay out rate

Cameron Roberts
clock 29 May 2025 • 1 min read
Scottish Widows launches pre-application underwriting tool

Scottish Widows launches pre-application underwriting tool

Available across all protection products

Jaskeet Briah
clock 28 May 2025 • 2 min read
Long-term protection sales up 2.2% in 2024: Swiss Re

Long-term protection sales up 2.2% in 2024: Swiss Re

Term & Health Watch report published

Cameron Roberts
clock 28 May 2025 • 2 min read