Iress adds ex-smoker questions to IP service

The questions allow advisers to make a distinction between current smokers, non-smokers and ex-smokers, according to the provider. This means insurers can provide more personalised premiums that are more accurate to the client's level of risk. The Exchange Platform's ex-smoker feature has been supported by Aviva, Zurich, Royal London and National Friendly on launch. Jacqui Durbin, global head product for sourcing, Iress, said: "Following the successful launch of the ex-smoker feature on our term and critical illness comparison service, we are delighted to extend this to income protect...