Vitality updates income protection offering

New occupations now covered

Jaskeet Briah
clock • 2 min read

Vitality has made a series of changes to its income protection (IP) product in a bid to widen customer access and align with "modern working trends".

As part of the changes, the provider will expand its range of deferral periods for a further 280 occupations. This change aims to ensure more individuals become eligible for shorter one- and two-month deferred periods. The newly added occupations include manual occupations and skilled trades such as plumbers, mechanics and warehouse workers. Vitality will also be moving 349 manual roles and skilled trade occupations to an ‘own occupation' definition of incapacity, replacing its ‘special definition' that was previously used. As such, these occupations will now be assessed on an Own Occ...

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