Fifth of injured employees not paid while recovering

6% of workers had income protection

Jaskeet Briah
clock • 2 min read

Research by MetLife UK has found that in the last year, 11% of employees had to take one month of unplanned leave from work due to an injury from an accident, such as a broken bone.

According to a survey by the protection and employee benefits provider of 3,021 employees, one quarter (24%) had to take between one to three weeks off. Despite this, just 7% had accident and sickness cover, while 6% had income protection. Approximately 22% said they were not paid by their employer during these periods of unplanned leave, while 20% were paid for part of their time off but later received reduced payment. Additionally, 15% were paid for a short period of time while they were unable to work. As such, 13% of workers would rely heavily on their savings in the event of a...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Income Protection

National Friendly updates level reviewable premium options

National Friendly updates level reviewable premium options

Extends availability of Friendly Dentist benefit

Jaskeet Briah
clock 10 September 2025 • 2 min read
IPTF releases 7 Claims Stories video on income protection calculations

IPTF releases 7 Claims Stories video on income protection calculations

Managing client expectations and improving outcomes

Jaskeet Briah
clock 01 September 2025 • 1 min read
Record IP sales for National Friendly

Record IP sales for National Friendly

124% increase YoY

Cameron Roberts
clock 06 August 2025 • 2 min read