Vitality launches automated underwriting tool

Provides advisers with immediate decisions

Jaskeet Briah
clock • 1 min read

Vitality has launched an automated underwriting tool for fully medically underwritten (FMU) individual health insurance applications within the provider’s quote and apply system, Quick Quote.

The tool aims to improve the speed and experience of the application process by providing advisers with immediate FMU decisions for their individual health insurance applications, Vitality said. It will process the majority of applications, without the need for an in-person review, while complex applications will continue to be reviewed by Vitality's underwriting team, providing specialist support, guidance and answers for advisers or their clients. The new process is set to ensure more people will benefit from the certainty FMU cover offers over Moratorium Underwriting (MORI) options...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Underwriting

Zurich personal protection and IP added to UnderwriteMe platform

Zurich personal protection and IP added to UnderwriteMe platform

Eighth insurer to offer ‘Buy Now’ option

Cameron Roberts
clock 28 August 2026 • 1 min read
Guardian reduces underwriting wait times

Guardian reduces underwriting wait times

Less than one-day average in Q2 2026

Cameron Roberts
clock 27 August 2026 • 2 min read
The COVER Review: claims, vulnerable customers, CPD

The COVER Review: claims, vulnerable customers, CPD

Week commencing 15 June 2026

COVER
clock 22 June 2026 • 1 min read