National Friendly rolls out changes for accident only income protection cover

Fracture cover now available as an add-on

Jaskeet Briah
clock • 2 min read

National Friendly has unveiled a series of changes to its accident only income protection (AOIP) cover, including the introduction of a five-year claim period compared to the two years previously offered.

The new claim period will pay out a maximum of £2,000 per month, while hazardous pursuits' members will receive a maximum benefit of £500 under the five-year claim period. National Friendly has also introduced fracture cover as an add-on, sitting alongside its accidental death and hazardous pursuits cover. The fracture cover has a single, "simple" benefit structure with a maximum benefit of £3,000 in any year which will pay out based on mild, moderate and major categories of fracture, the friendly society said. As part of the changes, AOIP policies now come with a £1,500 a year reh...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Individual Protection

COVER Excellence Awards 2026: Final day to enter

COVER Excellence Awards 2026: Final day to enter

Awards ceremony on 10 November

Jaskeet Briah
clock 03 July 2026 • 1 min read
COVER Customer Care Conference 2026: In pictures

COVER Customer Care Conference 2026: In pictures

Event on 1 July

COVER
clock 02 July 2026 • 1 min read
COVER Customer Care Conference 2026: Roundup

COVER Customer Care Conference 2026: Roundup

COVER hosted its Customer Care Conference today (1 July, 2026), focussing on supporting customers beyond the policy.

Jaskeet Briah
clock 01 July 2026 • 5 min read